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Worksheet: Costs of Refinancing

Cost	Example	Lender 1:	Lender 2:
1. Points	$1,000	_______________	_______________
2. Application Fee	$350	_______________	_______________
3. Title Search and Insurance	$500	_______________	_______________
4. Inspections	$200	_______________	_______________
5. Survey	$150	_______________	_______________
6. Underwriting Fee	$200	_______________	_______________
7. Credit Report	$50	_______________	_______________
8. Appraisal	$250	_______________	_______________
9. Attorney Fees	$250	_______________	_______________
10. Recording Fees and document preparation	$50	_______________	_______________
11. State and local taxes, stamp taxes, transfer taxes.	?	_______________	_______________
12. Prepaid Private Mortgage Insurance (PMI)	?	_______________	_______________
13. Other (if any)	?	_______________	_______________
Total Cost of Refinancing	$3,000	_______________	_______________